What should a financial plan include?

A solid financial plan ought to cover a thorough look at your personal goals and aspirations, alongside an evaluation of your investment holdings. It should map out your expected income and expenses both before and after retirement, weigh the pros and cons of different retirement and investment account options, and outline strategies for retirement preparation, tax efficiency, charitable contributions, and safeguarding your assets through insurance.On top of that, it should offer clear, actionable advice and steps to turn your goals into reality. To guide you toward the best decisions, a good plan will also lay out a variety of potential scenarios—plus some alternative ones—for you to consider.

Can you help me plan for retirement?

Retirement age varies widely from person to person. The big question is whether you’ve got enough saved up to support the lifestyle you’re aiming for, especially since retirement could stretch on for 30 years or longer. Your income during those years will likely come from a mix of sources: retirement accounts and savings, a pension if you have one, brokerage accounts, Social Security payments, annuity income if you’ve set that up, and any other investments you’ve built over time.

What is your investment philosophy?

We base our investment approach on evidence and decades of market history, not guesswork about the future. Research shows market timing doesn’t work. Instead, we focus on what you can control: risk, asset allocation, costs, and taxes. Emotional decisions often hurt long-term returns, so we aim to avoid those pitfalls.Diversification lowers risk—not just by holding many assets, but by mixing company sizes, sectors, and balancing stocks and bonds. Risk can’t be erased, but it can be managed.We keep expenses low with cost-effective mutual funds and ETFs, since high fees can erode even a well-diversified portfolio’s gains.Taxes matter too. While unavoidable, they can be minimized with a smart, tax-aware strategy.

Will I have a dedicated advisor?

Absolutely, you’ll have your own personal advisor. At Execor, we’re all about building a strong, one-on-one connection between you and your advisor. We know everyone’s financial path is different, so we pair every client with a dedicated advisor who’s focused on getting to know you and helping you reach your unique financial goals.

How to Pay PLDT Bills Using GCashPay your PLDT bill in minutes using GCash Pay Bills.

A small bills payment fee is commonly applied for PLDT payments in GCash (about PHP 7).

You’ll receive an in-app confirmation and an email receipt after a successful transaction.

Tip: double-check your account number and phone details before paying.

If your payment is deducted but not posted yet, allow posting time and review your GCash transaction history.

For PLDT Home Prepaid loads and data packs, use the PLDT Home site or app; for postpaid bills, use GCash Pay Bills.

Fast, secure, and convenient bills payment—anytime, anywhere.

Explore detailed guides on fees, posting time, and troubleshooting below.

How to Pay PLDT Bills Using GCash

Pay your PLDT bill in minutes using GCash Pay Bills.Open GCash, tap Pay Bills, select PLDT, enter your details, then confirm payment.Required fields typically include your PLDT account number, area code + phone number, and the amount due.

For PLDT Home Prepaid loads and data packs, use the PLDT Home site or app; for postpaid bills, use GCash Pay Bills.

Fast, secure, and convenient bills payment—anytime, anywhere.

Explore detailed guides on fees, posting time, and troubleshooting below.

How to Pay PLDT Bills Using GCash

Pay your PLDT bill in minutes using GCash Pay Bills.Open GCash, tap Pay Bills, select PLDT, enter your details, then confirm payment.Required fields typically include your PLDT account number, area code + phone number, and the amount due.

GCash Receipt & Transaction History for PLDT Payments How to Pay PLDT Bills Using GCash (Step-by-Step) GCash PLDT Payment Fee (PHP 7) and Transaction Notes GCash PLDT Posting Time: When Will Your Payment Reflect?

For PLDT Home Prepaid loads and data packs, use the PLDT Home site or app; for postpaid bills, use GCash Pay Bills.

Fast, secure, and convenient bills payment—anytime, anywhere.Explore detailed guides on fees, posting time, and troubleshooting below.How to Pay PLDT Bills Using GCash

Pay your PLDT bill in minutes using GCash Pay Bills.

Open GCash, tap Pay Bills, select PLDT, enter your details, then confirm payment.

Required fields typically include your PLDT account number, area code + phone number, and the amount due.

A small bills payment fee is commonly applied for PLDT payments in GCash (about PHP 7).

Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours.

You’ll receive an in-app confirmation and an email receipt after a successful transaction.

Tip: double-check your account number and phone details before paying.

If your payment is deducted but not posted yet, allow posting time and review your GCash transaction history.

For PLDT Home Prepaid loads and data packs, use the PLDT Home site or app; for postpaid bills, use GCash Pay Bills.

Fast, secure, and convenient bills payment—anytime, anywhere.

Explore detailed guides on fees, posting time, and troubleshooting below. How to Pay PLDT Bills Using GCash Pay your PLDT bill in minutes using GCash Pay Bills.

Open GCash, tap Pay Bills, select PLDT, enter your details, then confirm payment.

A small bills payment fee is commonly applied for PLDT payments in GCash (about PHP 7).

Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours.You’ll receive an in-app confirmation and an email receipt after a successful transaction.
Tip: double-check your account number and phone details before paying.

PLDT Home Prepaid vs Bills Payment: What to Use

GCash Receipt & Transaction History for PLDT Payments

How to Pay PLDT Bills Using GCash (Step-by-Step)

GCash PLDT Payment Fee (PHP 7) and Transaction Notes

You’ll receive an in-app confirmation and an email receipt after a successful transaction.

Tip: double-check your account number and phone details before paying.

If your payment is deducted but not posted yet, allow posting time and review your GCash transaction history.

Fast, secure, and convenient bills payment—anytime, anywhere.

Explore detailed guides on fees, posting time, and troubleshooting below.How to Pay PLDT Bills Using GCashPay your PLDT bill in minutes using GCash Pay Bills.

Can You Pay PLDT Internet Bills Using GCash? (Fibr, DSL, Landline)

Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours.

You’ll receive an in-app confirmation and an email receipt after a successful transaction.

Tip: double-check your account number and phone details before paying.

If your payment is deducted but not posted yet, allow posting time and review your GCash transaction history.

For PLDT Home Prepaid loads and data packs, use the PLDT Home site or app; for postpaid bills, use GCash Pay Bills.

Fast, secure, and convenient bills payment—anytime, anywhere.

Explore detailed guides on fees, posting time, and troubleshooting below.
How to Pay PLDT Bills Using GCash

Pay your PLDT bill in minutes using GCash Pay Bills.

Open GCash, tap Pay Bills, select PLDT, enter your details, then confirm payment.

Required fields typically include your PLDT account number, area code + phone number, and the amount due.

A small bills payment fee is commonly applied for PLDT payments in GCash (about PHP 7).Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours.
You’ll receive an in-app confirmation and an email receipt after a successful transaction.

GCash Receipt & Transaction History for PLDT Payments

How to Pay PLDT Bills Using GCash (Step-by-Step)

GCash PLDT Payment Fee (PHP 7) and Transaction Notes

Open GCash, tap Pay Bills, select PLDT, enter your details, then confirm payment.

Required fields typically include your PLDT account number, area code + phone number, and the amount due.

A small bills payment fee is commonly applied for PLDT payments in GCash (about PHP 7).

You’ll receive an in-app confirmation and an email receipt after a successful transaction.

Tip: double-check your account number and phone details before paying.

If your payment is deducted but not posted yet, allow posting time and review your GCash transaction history.

For PLDT Home Prepaid loads and data packs, use the PLDT Home site or app; for postpaid bills, use GCash Pay Bills.

Fast, secure, and convenient bills payment—anytime, anywhere.

Explore detailed guides on fees, posting time, and troubleshooting below.

How to Pay PLDT Bills Using GCash

Pay your PLDT bill in minutes using GCash Pay Bills.

Open GCash, tap Pay Bills, select PLDT, enter your details, then confirm payment.

Required fields typically include your PLDT account number, area code + phone number, and the amount due.

A small bills payment fee is commonly applied for PLDT payments in GCash (about PHP 7).

Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours.

How to Pay PLDT Bills Using GCashPay your PLDT bill in minutes using GCash Pay Bills.

A small bills payment fee is commonly applied for PLDT payments in GCash (about PHP 7).

Tip: double-check your account number and phone details before paying.

For PLDT Home Prepaid loads and data packs, use the PLDT Home site or app; for postpaid bills, use GCash Pay Bills.

Explore detailed guides on fees, posting time, and troubleshooting below.

Pay your PLDT bill in minutes using GCash Pay Bills.Open GCash, tap Pay Bills, select PLDT, enter your details, then confirm payment.Required fields typically include your PLDT account number, area code + phone number, and the amount due.

Pay your PLDT bill in minutes using GCash Pay Bills.Open GCash, tap Pay Bills, select PLDT, enter your details, then confirm payment.Required fields typically include your PLDT account number, area code + phone number, and the amount due.

Fast, secure, and convenient bills payment—anytime, anywhere.Explore detailed guides on fees, posting time, and troubleshooting below.How to Pay PLDT Bills Using GCash

Pay your PLDT bill in minutes using GCash Pay Bills.

Required fields typically include your PLDT account number, area code + phone number, and the amount due.

Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours.

Tip: double-check your account number and phone details before paying.

Fast, secure, and convenient bills payment—anytime, anywhere.

Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours.You’ll receive an in-app confirmation and an email receipt after a successful transaction.
Tip: double-check your account number and phone details before paying.

Tip: double-check your account number and phone details before paying.

Explore detailed guides on fees, posting time, and troubleshooting below.How to Pay PLDT Bills Using GCashPay your PLDT bill in minutes using GCash Pay Bills.

A small bills payment fee is commonly applied for PLDT payments in GCash (about PHP 7).Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours.
You’ll receive an in-app confirmation and an email receipt after a successful transaction.

Required fields typically include your PLDT account number, area code + phone number, and the amount due.

You’ll receive an in-app confirmation and an email receipt after a successful transaction.

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How to Pay PLDT Bills Using GCashPay your PLDT bill in minutes using GCash Pay Bills.

A small bills payment fee is commonly applied for PLDT payments in GCash (about PHP 7).

Tip: double-check your account number and phone details before paying.

For PLDT Home Prepaid loads and data packs, use the PLDT Home site or app; for postpaid bills, use GCash Pay Bills.

Explore detailed guides on fees, posting time, and troubleshooting below.

Pay your PLDT bill in minutes using GCash Pay Bills.Open GCash, tap Pay Bills, select PLDT, enter your details, then confirm payment.Required fields typically include your PLDT account number, area code + phone number, and the amount due.

Pay your PLDT bill in minutes using GCash Pay Bills.Open GCash, tap Pay Bills, select PLDT, enter your details, then confirm payment.Required fields typically include your PLDT account number, area code + phone number, and the amount due.

Fast, secure, and convenient bills payment—anytime, anywhere.Explore detailed guides on fees, posting time, and troubleshooting below.How to Pay PLDT Bills Using GCash

Pay your PLDT bill in minutes using GCash Pay Bills.

Required fields typically include your PLDT account number, area code + phone number, and the amount due.

Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours.

Tip: double-check your account number and phone details before paying.

Fast, secure, and convenient bills payment—anytime, anywhere.

Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours.You’ll receive an in-app confirmation and an email receipt after a successful transaction.Tip: double-check your account number and phone details before paying.

Tip: double-check your account number and phone details before paying.

Explore detailed guides on fees, posting time, and troubleshooting below.How to Pay PLDT Bills Using GCashPay your PLDT bill in minutes using GCash Pay Bills.

A small bills payment fee is commonly applied for PLDT payments in GCash (about PHP 7).Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours. You’ll receive an in-app confirmation and an email receipt after a successful transaction.

Required fields typically include your PLDT account number, area code + phone number, and the amount due.

You’ll receive an in-app confirmation and an email receipt after a successful transaction.

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Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours.You’ll receive an in-app confirmation and an email receipt after a successful transaction.
Tip: double-check your account number and phone details before paying.

A small bills payment fee is commonly applied for PLDT payments in GCash (about PHP 7).Payments may take time to reflect with PLDT, often within 30 minutes to 6 hours.
You’ll receive an in-app confirmation and an email receipt after a successful transaction.